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💰 FD Calculator

Calculate Fixed Deposit maturity amount and interest for any bank or NBFC.

Inputs

%
mo

Results

Maturity Amount

--

Principal

--

Interest Earned

--

Effective Annual Yield

0%

How FD Formula Works

n = compoundingPerYear
  t = months / 12
r = rate / 100
maturity = principal * Math.pow(1 + r / n, n * t)
interest = maturity - principal

FAQs

What is the difference between simple and compound FD?

Simple interest FD computes interest only on principal. Compound FD adds interest back periodically, earning interest on interest.

Which bank offers the best FD rates?

Small finance banks and NBFCs typically offer higher FD rates (7-9%) than large banks (6-7%). Always check RBI-registered institutions.

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