📈 SIP Calculator
Calculate how your monthly SIP grows with compounding over time.
Inputs
₹
%
mo
Results
Total Corpus
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Invested Amount
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Estimated Returns
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Return on Investment
0%
How SIP Formula Works
r = annualRate / 100 / 12
n = months
maturity = monthly * ((Math.pow(1 + r, n) - 1) / r) * (1 + r)
invested = monthly * n
returns = maturity - invested - r is monthly return rate.
- n is total monthly contributions.
- Returns are estimated wealth gain from compounding.
Growth Over Time
| Period | Inv.Invested | Returns | TotalTotal Value |
|---|
FAQs
What is SIP? ⌄
SIP (Systematic Investment Plan) is a method of investing a fixed amount regularly in mutual funds. It builds wealth through compounding and rupee cost averaging.
How is SIP return calculated? ⌄
Using the annuity formula: M = P × {[(1+r)^n - 1] / r} × (1+r), where P is monthly amount, r is monthly rate, n is total months.
What is a good SIP amount to start? ⌄
You can start with as little as ₹500/month. Advisors recommend investing 20-30% of monthly income via SIP for long-term wealth creation.
What returns can I expect from SIP? ⌄
Equity mutual funds have historically delivered 12-15% CAGR over long periods. Past returns do not guarantee future performance.